Terms of Service

Last updated: January 14, 2026

Welcome to Moneela (“Company”, “we”, “our”, “us”). These Terms of Service (“Terms”) outline the conditions under which you may access and use our website, mobile app, and any related tools or features (collectively, the “Platform”). By using Moneela, you agree to abide by these Terms. If you do not agree, please stop using the Platform immediately.

1. Eligibility

To use our Platform, you must be at least 13 years old and legally capable of entering into a valid agreement. By using Moneela, you confirm that any details you provide are accurate, current, and complete.

2. Account Registration

Some features require you to create an account. When doing so, you agree to:

We reserve the right to suspend or terminate accounts that breach these Terms or exhibit suspicious or fraudulent activity.

3. Use of the Platform

You agree to use Moneela solely for lawful purposes and in compliance with all applicable regulations.

You agree not to:

We may, at our discretion, alter, pause, or terminate any portion of the Platform without prior notice.

4. Intellectual Property

All materials on Moneela—including text, visuals, icons, and software—are owned by or licensed to Moneela and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Platform for personal, non-commercial purposes.

Reproduction, modification, or redistribution of any Platform content without prior written consent from Moneela is strictly prohibited.

5. Third-Party Services

Our Platform may reference or integrate third-party websites or services. We are not responsible for the accuracy, policies, or practices of those external sources. Your interactions with them are subject to their own terms and conditions.

6. Privacy

Your use of Moneela is also governed by our Privacy Policy, which explains how we handle, store, and protect your data.

By using our Platform, you acknowledge and accept those privacy practices.

7. Disclaimers

The Platform is provided “as is” and “as available.”

We do not warrant that the Platform will operate continuously, without errors, or securely at all times.

To the fullest extent permitted by law, Moneela disclaims all implied or express warranties, including but not limited to merchantability, fitness for a specific purpose, and non-infringement.

8. Limitation of Liability

To the greatest extent allowed by law, Moneela and its affiliates are not responsible for any indirect, incidental, consequential, or punitive damages arising from your use—or inability to use—the Platform. Under no circumstances will Moneela’s total liability exceed the total amount you have paid (if any) to access the Platform during the 12 months before the claim.

9. Indemnification

You agree to defend, indemnify, and hold harmless Moneela, its employees, officers, and affiliates against any claims, damages, or losses resulting from your use of the Platform, your violation of these Terms, or your infringement of any third-party rights.

10. Termination

We may restrict, suspend, or end your access to the Platform at any time, with or without reason, and without advance notice. Once terminated, your permission to use the Platform ceases immediately. You may also close your account at any time by contacting [email protected].

11. Updates to These Terms

We may revise these Terms periodically. Any changes take effect once posted on this page, accompanied by an updated “Last updated” date. Continuing to use the Platform after changes are posted indicates your acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and interpreted under the laws of the State of Utah, United States, without regard to its conflict-of-law principles. Any legal proceedings will take place in the state or federal courts located in Salt Lake City, Utah.

13. Contact Us

If you have questions or concerns about these Terms of Service, you can contact us at:

Email: [email protected]
Phone: +1 260-442-4895
Address: 3055 Christie Way, Littleton, MA 01460, United States